Finance · free tool

IBAN and BIC validator for banking forms and test data

Validate IBAN and BIC format, country length and checksum structure. Your data stays in your browser whenever the task can be processed locally.

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IBAN & BIC Validator

Good to know

An IBAN identifies a bank account internationally, while a BIC identifies a bank or financial institution.

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Understand

Understand IBAN & BIC Validator

What is IBAN & BIC Validator?

An IBAN identifies a bank account internationally, while a BIC identifies a bank or financial institution.

Main use case: Validate IBAN and BIC values while testing SEPA forms, payment screens, QA fixtures or banking data entry.

Common use cases

Banking forms
Check whether a field accepts a plausible IBAN or BIC format.
QA test data
Validate generated values before adding them to fixtures.
SEPA mockups
Prepare realistic payment form examples.

How to use the tool

  1. Paste an IBAN or BIC.
  2. Run the local validation.
  3. Review country, length and checksum feedback.
  4. Use only fictitious or sandbox values for tests.

Best practices

  • Use realistic test values when validating forms, exports or API payloads.
  • Keep real customer, banking and production secrets out of public tools.
  • Check the output format before copying it into a production workflow.
  • Document whether a value is generated, validated, converted or only estimated.

Common mistakes

Confusing valid format with real-world validity
A generated or locally validated value can match a format without proving that it exists in an official system.
Using real production data
Public utilities are best for test data, demos, fixtures, QA and quick checks, not for confidential values.

Related terms and searches

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FAQ

Frequently asked questions

What is the difference between IBAN and BIC?

IBAN identifies a bank account, while BIC identifies the bank or financial institution.

Can a valid IBAN receive money?

A format-valid IBAN is not proof that the account exists or can receive payments.

How is an IBAN checksum checked?

IBAN validation commonly uses a modulo 97 checksum after rearranging and converting characters.

Can I use this with Stripe or a PSP?

Use official sandbox values from your payment provider for real integration tests.

Are my inputs sent to a server?

OnSubmit tools run in the browser whenever the task can be processed locally. Avoid pasting production secrets, real banking details or personal data into public tools.